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Commitment to ESG transition: data

Intesa Sanpaolo has always believed that banks must play an active part in driving the transformation of the local economic and social context. For this reason, conscious of its role and systemic nature, for some time it has been at the forefront of efforts to accelerate the transition towards a low carbon economy and meet global climate targets. In addition to the direct actions it takes to reduce its energy consumption and mitigate its emissions, it also extends its commitment to retail and business customers with specific credit lines and the expansion of its range of sustainable and responsible investment products.

Sustainable loans
Circular economy plafond*: loans disbursed [€ m] 2023 2024
Italy Abroad Group Italy Abroad Group
Loans with green economy criteria 4,576 135 4,711 1,998 252 2,250
Loans with circular economy criteria 808 69 877 1,520 200 1,720
Total 5,385 204 5,589 3,518 452 3,970

*Credit plafond dedicated to the circular and green economy which may include specific incentives.

Loans in the social sustainability field: loans disbursed [millions of euro] 2023 2024
Italy Abroad Group Italy Abroad Group
Anti-usury loans 3.6 0.0 3.6 3.4 0.0 3.4
Loans to the Third Sector 252.4 0.0 252.4 271.1 0.0 271.1
Products for vulnerable social groups 2,903.1 454.6 3,357.6 3,725.0 440.0 4,165.0
Other social loans 21.8 48.8 70.7 9.6 34.0 43.7
Total loans in the social sustainability field 3,180.9 503.4 3,684.3 4,009.2 474.0 4,483.2
Loans in the environmental sustainability field: loans disbursed [millions of euro] 2023 2024
Italy Abroad Group Italy Abroad Group
Retail 1,835.5 95.9 1,931.4 3,176.0 952.5 4,128.5
Business and Third Sector  197.8 6.0 203.8 314.2 4.4 318.6
Corporate & Project Finance 1,152.1 451.4 1,603.5 2,310.5 859.5 3,170.0
   of which Project Finance 648.4 80.5 728.9 1,217.1 213.3 1,430.4
Total loans in the environmental sustainability field 3,185.4 553.3 3,738.7 5,800.7 1,816.4 7,617.1
Loans falling under the ‘‘other sustainability’’ category: loans disbursed [millions of euro] 2023 2024
Italy Abroad Group Italy Abroad Group
Business and Third Sector  1.589,6 0,0 1.589,6 1.629,1 0,0 1.629,1
Corporate & Project Finance 1.814,9 185,1 2.000,0 3.606,3 1.717,2 5.323,5
Total loans falling under the ‘‘other sustainability’’ category 3.404,5 185,1 3.589,6 5.235,4 1.717,2 6.952,6
Total sustainable loans: loans disbursed [millions of euro] 2023 2024
Italy Abroad Group Italy Abroad Group
Loans in the social sustainability field 3.180,9 503,4 3.684,3 4.009,2 474,0 4.483,2
Loans in the environmental sustainability field 3.185,4 553,3 3.738,7 5.800,7 1.816,4 7.617,1
Loans falling under the ‘‘other sustainability’’ category 3.404,5 185,1 3.589,6 5.235,4 1.717,2 6.952,6
Total sustainable loans 9.770,8 1.241,8 11.012,6 15.045,3 4.007,6 19.052,9
  2023  
Total sustainable loans: loans disbursed [thousands of euro] Italy Abroad Group  
Loans in the social sustainability field 3,180.906 95,916 1,931.438  
Loans in the environmental sustainability field 3,185.429 6,023 203,801  
Loans falling under the ‘‘other sustainability’’ category 3,404.501 451,363 1,603.491  
Total sustainable loans 9,770,836 1,241,789 11,012,625  
Sustainable investments
Eurizon SGR: funds pursuant to SFDR 2022 2023 2024
Funds pursuant to arts. 8 and 9 [No.] 232 306 350
Funds pursuant to arts. 8 and 9: assets [billion euro]  110.3 149.0 156.6*
Percentage of assets managed by funds pursuant to SFDR arts. 8 and 9 compared to the total assets of the funds managed [%]  54 73 76

* The amount indicated does not include Master funds established by the Asset Management Division, which are worth approximately 0.5 billion euro.

Eurizon SGR: ESG engagement activities 2022 2023 2024
Total engagement activities [no.] 538 592 837
Engagement activities on ESG issues [No.] 271 228 306
Engagement activities on ESG issues out of total engagement activities [%] 50.4 38.5 37.0
Eurizon SGR: companies for which ESG engagement activities have been carried out 2022 2023 2024
Companies comprising the portfolios [No.]* 1,330 1,388 1,333
Companies for which engagement initiatives have been carried out [No.]  342 343 484
Companies for which ESG engagement initiatives have been carried out [No.] 194 165 232
Companies included in the portfolios subject to ESG engagement [%] 15.0 11.9 17.4
Companies for which ESG engagement activities were carried out on the total of the companies subject to engagement [%]  56.7 48.1 47.9

* The overall number reported refers to issuers of equity in Italian funds.

Fideuram: funds pursuant to SFDR 2022 2023 2024
Funds pursuant to arts. 8 and 9 [No.] 81 97 115
Funds pursuant to arts. 8 and 9: assets [billion euro]  26,5 33,3 46,0
Percentage of assets managed by funds pursuant to SFDR arts. 8 and 9 compared to the total assets of the funds managed [%]  61 71 84*

* The percentage refers to total AuM of funds managed. The percentage of AuM related to products classified pursuant to Art. 8 and 9 under SFDR Regulation compared to total customers’ AuM is 78%, as represented in the Group's Consolidated Sustainability Statement.

Fideuram Asset Management (FAM): ESG engagement activities 2022 2023 2024
Total engagement activities [No.] 78 112 115
Engagement activities on ESG issues [No.] 62 78 89
Engagement activities on ESG issues out of total engagement activities [%] 79.5 69.6 77.0
Fideuram Asset Management (FAM): companies for which ESG engagement activities have been carried out 2022 2023 2024
Companies comprising the portfolios [No.]  1,191 512 566
Companies for which engagement initiatives have been carried out [No.] 63 106 109
Companies for which ESG engagement initiatives have been carried out [No.] 47 78 89
Companies included in the portfolios subject to ESG engagement [%] 3.9 15.2 16
Companies for which ESG engagement activities were carried out on the total of the companies subject to engagement [%]  74.6 73.6 81.7
Fideuram Asset Management Ireland (FAMI): ESG engagement activities 2022 2023 2024
Total engagement activities [No.]  106 98 51
Engagement activities on ESG issues [No.] 91 82 49
Engagement activities on ESG issues out of total engagement activities [%] 85.9 83.7 96
Fideuram Asset Management Ireland (FAMI):companies for which ESG engagement activities have been carried out 2022 2023 2024
Companies comprising the portfolios [No.] 4,424 4,265 4,494
Companies for which engagement initiatives have been carried out [No.] 90 94 51
Companies for which ESG engagement initiatives have been carried out [No.] 75 82 49
Companies included in the portfolios subject to ESG engagement [%] 1.7 1.9 1.0
Companies for which ESG engagement activities were carried out on the total of the companies subject to engagement [%] 83.3 87.2 96.0
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